🇿🇦 South Africa · SARS 2027 Tax Year
Tax-free threshold R99,000
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Plain-English articles to help you understand your money better · SARS 2027 tax year

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Affordability

How Much House Can I Afford in South Africa?

Free calculator and guide for South Africans.

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Affordability

What Percentage of Income Should Go to Housing?

Free calculator and guide for South Africans.

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Affordability

Rent vs Buy in South Africa: Which is Better?

Free calculator and guide for South Africans.

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Affordability

How Much Car Can I Afford in South Africa?

Free calculator and guide for South Africans.

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Affordability

What Car Can I Afford on My Salary?

Free calculator and guide for South Africans.

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Affordability

The True Cost of Owning a Car in South Africa

Free calculator and guide for South Africans.

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Affordability

The 50/30/20 Budget Rule for South Africans

Free calculator and guide for South Africans.

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Affordability

How to Live Within Your Means in South Africa

Free calculator and guide for South Africans.

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Affordability

How Much Should I Save Each Month?

Free calculator and guide for South Africans.

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Wealth Building

Compound Interest Explained for South Africans

Free calculator and guide for South Africans.

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Wealth Building

How to Save Your First R1 Million

Free calculator and guide for South Africans.

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Wealth Building

Best Ways to Invest Money in South Africa

Free calculator and guide for South Africans.

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Wealth Building

How Much Do You Need to Retire in South Africa?

Free calculator and guide for South Africans.

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Wealth Building

How Much You Should Have Saved by Age

Free calculator and guide for South Africans.

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Wealth Building

FIRE in South Africa: Financial Independence Explained

Free calculator and guide for South Africans.

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Wealth Building

Average Net Worth in South Africa by Age

Free calculator and guide for South Africans.

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Wealth Building

How to Build Wealth From Nothing

Free calculator and guide for South Africans.

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Wealth Building

How to Save for a House Deposit

Free calculator and guide for South Africans.

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Money Tools

How to Get Out of Debt in South Africa

Free calculator and guide for South Africans.

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Money Tools

Debt Snowball vs Avalanche Method

Free calculator and guide for South Africans.

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Money Tools

Good Debt vs Bad Debt Explained

Free calculator and guide for South Africans.

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Money Tools

Emergency Fund Guide for South Africa

Free calculator and guide for South Africans.

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Money Tools

Emergency Fund for the Self-Employed

Free calculator and guide for South Africans.

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Money Tools

How to Budget on a Low Income

Free calculator and guide for South Africans.

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Money Tools

How to Make a Budget (Step by Step)

Free calculator and guide for South Africans.

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Money Tools

What is a Financial Health Score?

Free calculator and guide for South Africans.

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Money Tools

Financial Goals: Examples and How to Reach Them

Free calculator and guide for South Africans.

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Tax Explainer

How Much Tax Do I Pay on a R100,000 Salary in South Africa?

Earning R100,000 per month in South Africa? See your exact PAYE, UIF and take-home pay...

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Tax Explainer

How Much Tax Do I Pay on a R15,000 Salary in South Africa?

Earning R15,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R18,000 Salary in South Africa?

Earning R18,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R20,000 Salary in South Africa?

Earning R20,000 per month in South Africa? Find out exactly how much PAYE and UIF you pay —...

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Tax Explainer

How Much Tax Do I Pay on a R25,000 Salary in South Africa?

Earning R25,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R30,000 Salary in South Africa?

Earning R30,000 per month in South Africa? See your exact PAYE, UIF and take-home pay. Free...

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Tax Explainer

How Much Tax Do I Pay on a R35,000 Salary in South Africa?

Earning R35,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R45,000 Salary in South Africa?

Earning R45,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R50,000 Salary in South Africa?

Earning R50,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R60,000 Salary in South Africa?

Earning R60,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R70,000 Salary in South Africa?

Earning R70,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Do I Pay on a R80,000 Salary in South Africa?

Earning R80,000 per month in South Africa? See your exact PAYE, UIF and take-home pay based...

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Tax Explainer

How Much Tax Will I Pay on My Bonus in South Africa?

How bonuses are taxed in South Africa and how much of your bonus you actually keep at...

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Tax Explainer

How is a 13th Cheque Taxed in South Africa?

How a 13th cheque is taxed in South Africa. Why there is no special bonus tax rate and how...

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Tax Explainer

How is a Second Job Taxed in South Africa?

How having two jobs or a side income affects your tax in South Africa, and why you might...

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Tax Explainer

How to Get a Tax Number in South Africa 2026

How to register for a tax number with SARS in South Africa. Who needs one, the documents...

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Tax Explainer

How to Read and Understand Your South African Payslip

A guide to understanding every line on your South African payslip — gross, PAYE, UIF,...

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Tax Explainer

SARS Tax Brackets 2026/2027 Explained Simply

SARS tax brackets for the 2027 tax year explained in plain English. Understand progressive...

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Profession Guide

Accountant Salary in South Africa 2026

How much does an accountant earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Data Scientist Salary in South Africa 2026

How much does a data scientist earn in South Africa in 2026? Salaries by experience level...

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Profession Guide

Doctor Salary in South Africa 2026

How much does a doctor earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Electrician Salary in South Africa 2026

How much does an electrician earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Engineer Salary in South Africa 2026

How much does an engineer earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Lawyer Salary in South Africa 2026

How much does a lawyer earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Marketing Manager Salary in South Africa 2026

How much does a marketing manager earn in South Africa in 2026? Salaries by experience...

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Profession Guide

Nurse Salary in South Africa 2026: How Much Do Nurses Earn?

How much do nurses earn in South Africa in 2026? See salaries for enrolled, registered and...

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Profession Guide

Pharmacist Salary in South Africa 2026

How much does a pharmacist earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Pilot Salary in South Africa 2026

How much does a pilot earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Plumber Salary in South Africa 2026

How much does a plumber earn in South Africa in 2026? Salaries by experience level plus...

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Profession Guide

Police Officer Salary in South Africa 2026

How much does a police officer earn in South Africa in 2026? Salaries by experience level...

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Profession Guide

Software Developer Salary in South Africa 2026

How much do software developers earn in South Africa in 2026? Junior to senior salaries,...

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Profession Guide

Teacher Salary in South Africa 2026

How much does a teacher earn in South Africa in 2026? Salaries by experience level plus...

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Tax Deep-Dive

Capital Gains Tax in South Africa 2026 Explained

How capital gains tax works in South Africa. The annual exclusion, inclusion rate, and what...

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Tax Deep-Dive

Freelancer vs Employee in South Africa: Tax Differences

The tax differences between being a freelancer and an employee in South Africa, and which...

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Tax Deep-Dive

Medical Aid Tax Credits in South Africa 2026

How medical aid tax credits reduce your PAYE in South Africa. The 2026 amounts per member...

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Tax Deep-Dive

Pension Fund vs Provident Fund in South Africa

The difference between a pension fund and a provident fund in South Africa, and how recent...

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Tax Deep-Dive

Provisional Tax in South Africa: The Complete 2026 Guide

What provisional tax is, who must pay it, and how to calculate and submit it in South...

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Tax Deep-Dive

Retirement Annuity Tax Benefits in South Africa: The Complete Guide

How retirement annuity contributions reduce your tax in South Africa. The 27.5% rule,...

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Tax Deep-Dive

Retrenchment and Severance Pay Tax in South Africa

How retrenchment and severance packages are taxed in South Africa, including the tax-free...

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Tax Deep-Dive

SARS eFiling 2026: How to File Your Tax Return in South Africa

A step-by-step guide to filing your tax return on SARS eFiling in 2026. Who must file,...

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Tax Deep-Dive

Tax-Free Savings Account in South Africa 2026

How a Tax-Free Savings Account works in South Africa. Contribution limits, benefits, and...

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Tax Deep-Dive

Travel Allowance Tax in South Africa 2026 Explained

How travel allowances are taxed in South Africa. The 80/20 rule, logbooks, and how to claim...

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Tax Deep-Dive

UIF in South Africa Explained: Contributions and Benefits 2026

How UIF works in South Africa — what you contribute, what you can claim, and how benefits...

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Salaries

Cost of Living in South Africa 2026: City by City

What does it cost to live in South Africa in 2026? Rent, transport, food and utilities...

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Salaries

How to Negotiate Your Salary in South Africa 2026

Practical tips for negotiating a higher salary in South Africa, including what to research...

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Salaries

Minimum Wage in South Africa 2026

What is the national minimum wage in South Africa in 2026? Hourly and monthly rates for all...

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Salaries

Overtime Pay Rules in South Africa 2026

How overtime pay works in South Africa under the BCEA — rates, limits and how it is taxed.

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Salaries

What is a Good Salary in South Africa in 2026?

What counts as a good salary in South Africa in 2026? See what you need to live comfortably...

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Explainer

CTC vs Take-Home Pay in South Africa — What is the Difference?

Your employer says R40,000 CTC. But what does that mean for your bank account? We explain...

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Tax Planning

How to Legally Pay Less Tax in South Africa 2026

Reduce your tax bill legally in South Africa. Retirement annuities, medical aid credits,...

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