Calculate your exact South African take-home pay — PAYE, UIF, medical aid and more.
SARS 2027 tax year (1 March 2026 – 28 February 2027) · Results in seconds!
Pay As You Earn is SA's income tax system. Your employer deducts tax monthly based on SARS tables. The amount depends on your taxable income after rebates and credits.
The Unemployment Insurance Fund provides relief if you lose your job or go on maternity leave. You contribute 1% of salary, capped at R17,712/year. Your employer matches it.
SARS gives a direct tax credit for medical aid: R376/month for yourself and the first dependent, then R254 per additional dependent — subtracted straight from your PAYE.
Progressive rates — you only pay the higher rate on income above each threshold
| Taxable Income | Rate | Tax on This Bracket |
|---|---|---|
| R0 – R245,100 | 18% | 18% of amount |
| R245,101 – R383,100 | 26% | R44,118 + 26% above R245,100 |
| R383,101 – R530,200 | 31% | R79,998 + 31% above R383,100 |
| R530,201 – R695,800 | 36% | R125,599 + 36% above R530,200 |
| R695,801 – R887,000 | 39% | R185,215 + 39% above R695,800 |
| R887,001 – R1,878,600 | 41% | R259,783 + 41% above R887,000 |
| R1,878,601+ | 45% | R666,339 + 45% above R1,878,600 |