CalcMyPay is South Africa's personal finance intelligence platform. Our mission is simple: help every South African understand their salary, plan their money, and build their future — with free, accurate, easy-to-use tools.

Why we built CalcMyPay

Too many South Africans have no clear picture of their own money. How much do you really take home after tax? What can you actually afford? Are you saving enough to retire? The answers are often locked away in confusing tax tables or behind expensive financial advisers.

We built CalcMyPay to change that — to put clear, accurate financial tools in everyone's hands, for free.

What we offer

  • Salary & income tools — calculate your take-home pay, PAYE, bonuses, overtime and more, based on the latest SARS tax tables
  • Affordability calculators — work out what house, car or rent you can genuinely afford
  • Wealth-building tools — plan your retirement, model compound growth, and find your path to financial independence
  • Money management tools — budget, tackle debt and build an emergency fund
  • An AI financial coach — get a personalised financial health score and recommendations
  • In-depth guides — dozens of articles explaining South African tax, salaries and money topics in plain language

Our commitment to accuracy

Every tax figure on CalcMyPay is verified against the official SARS tax tables for the current tax year. We update our calculators when SARS announces changes, so you can trust the numbers you see.

Our commitment to privacy

Your financial details are yours. Our calculators run entirely in your browser — the numbers you enter never reach our servers and are never stored. You can use every tool on this site without an account, an email address, or sharing any personal information. Read more in our privacy policy.

A note on financial advice

CalcMyPay provides educational tools and information, not regulated financial advice. Our calculators give estimates to help you understand your situation and make informed decisions. For advice tailored to your specific circumstances, we always recommend speaking to a registered financial adviser or tax practitioner.

Get in touch

We are always improving CalcMyPay and welcome your feedback. Reach us through our contact page.