How much rent can I afford in South Africa?

A common guideline is to spend no more than 30% of your gross monthly income on rent. On a R25,000 salary, that is about R7,500/month.

What percentage of income should go to rent?

The widely used rule is 30% of gross income on rent. Some landlords require you to earn at least three times the monthly rent.

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Affordability

How much rent you can comfortably pay each month

Rent

A comfortable rent based on your income

Gross Monthly Income

Rent % of Income

Other Monthly Debt

Comfortable monthly rent

at 30% of income

R0Per year

Your rent budget

Gross monthly incomeR0

Recommended rentR0

Landlord income requirement (3x)R0

After rent + debt, you keepR0

✓ Affordable rentR0

⚠Most landlords require you to earn at least 3x the rent. Remember utilities, deposit (usually 1–2 months) and moving costs.